Attention homeowners in Savannah and Chatham County: Need an appraisal?

The top seven reasons why GA homeowners need Savannah Appraisal Group:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a GA property tax assessment
To cut their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Chatham county or GA

Need help determining the price of your house in or near Savannah, GA?
Contact Savannah Appraisal Group.

We at Savannah Appraisal Group understand the individual needs of a consumer seeking appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Savannah Appraisal Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Savannah Appraisal Group is seasoned in helping homeowners just like you abolish unnecessary PMI insurance.

Challenge Chatham county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Savannah Appraisal Group is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Savannah Appraisal Group can provide you with efficient appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? An appraiser from Savannah Appraisal Group can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Savannah Appraisal Group can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.